About Clear Money
Money, in plain English.
Built for real life.
Clear Money exists for the people the financial-advice industry forgot: working families, immigrants, anyone rebuilding after a hard chapter, and anyone who has ever been talked down to in a bank.
Founder
Bignon Deguenon
- MBA
- Former Finance Director
- $10/hr to $200K+
I started out making $10 an hour. Working hard wasn't the problem. The problem was that nobody around me understood the system, and the people who did understand it spoke a different language.
I figured out enough of that language to climb to a Finance Director seat earning $200K+. Along the way I watched smart, hardworking people stay stuck because no one had ever explained the rules to them.
Clear Money is what I wish I'd had at twenty-two. Plain English. No shame. Tools that actually work. The same playbook I use to coach my own family.
“You can't build wealth on top of a leak. First we stop the bleeding. Then we build.”
What we believe
Five ideas, in order.
- 01
Survival first
Wealth-building is useless if next week's rent is in question. We start with the bleeding.
- 02
Plain English
Jargon is gatekeeping. If you can't explain it to a tired parent at the kitchen table, it's not ready.
- 03
No shame
Behind on bills isn't a character flaw. The system is hard. We never moralize.
- 04
Tools that work
Every calculator has tested math, plain-English results, and a real next step. No vibes.
- 05
Free first
Tools and knowledge stay free. Books are free PDFs by email. We sell only when we have real value to deliver.
How we work
The CLEAR Method.
Every Clear Money tool, book, and decision follows the same five-step pattern. It's the same pattern we use to coach our own family through real money decisions.
- C
Calculate
Use the right numbers, not vibes.
- L
Locate
Find where the money is going right now.
- E
Eliminate
Cut the leaks worth cutting.
- A
Act
Take one concrete next step this week.
- R
Repeat
Iterate every month. Tiny progress compounds.
The 5-phase journey.
Most personal-finance advice starts at Phase 4. Clear Money meets you in Phase 1, and we walk together.
- 1
Survive
Stop the bleeding
- 2
Break Free
Escape the debt trap
- 3
Protect
Build your safety net
- 4
Build
Put money to work
- 5
Live Free
Choose your life
We'll tell you which phase you're in and which tool to start with.