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Free, dignity-first tools and books that turn financial confusion into the next confident step. No shame, no jargon, no upsell.
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- Survive first, build second
- Plain-English, zero jargon
- Tools that actually work
Bignon Deguenon
MBA · Former Finance Director
“I went from $10/hour to $200K+. The system isn't designed for us, but it can be understood.”
The Clear Money path
Five phases, in the right order.
Most personal-finance advice starts with investing. That's useless if you can't cover next week's bills. Clear Money starts where you actually are.
- 1Survive
Stop the bleeding.
Decode your paycheck, plug leaks, and get to a place where the next bill isn't a crisis.
Explore - 2Break Free
Escape the debt trap.
Build a real payoff plan, negotiate medical bills, and stop debt from setting your future.
Explore - 3Protect
Build your safety net.
Emergency fund, the right insurance, and a credit foundation that opens doors instead of closing them.
Explore - 4Build
Put money to work.
Investing, retirement, real estate. The wealth-building moves that actually matter.
Explore - 5Live Free
Choose your life.
Financial independence, estate planning, and the freedom to design how you live and give.
Explore
Free tools that just work
Start with what's pressing today
No signup, no upsell. Save your result if you create an account, otherwise it stays on your device.
Paycheck Decoder
Find money already in your check. Most users surface $50 to $200 a month.
Open tool →Survival Budget Builder
A barebones budget that protects rent, food, and transport first.
Open tool →Debt Payoff Planner
A real plan with realistic timelines and the right order to attack.
Open tool →Medical Bill Auditor
Up to 80% of hospital bills have errors. Catch yours, then negotiate.
Open tool →Emergency Fund Planner
The right cushion for your situation and how to get there in months.
Open tool →Credit Score Action Planner
See exactly which moves lift your score and how fast.
Open tool →MBA
Former Finance Director
About the founder
Built by someone who lived it.
Hi, I'm Bignon Deguenon. I went from working $10-an-hour jobs to a $200K+ Finance Director seat in corporate America. The system wasn't designed for people like me, but it can be understood, and it can be used.
Clear Money exists because too many smart, hard-working people stay stuck behind a wall of jargon, shame, and bad advice. I'm taking what I learned the hard way (and what I use to coach my own family) and putting it in plain English, with tools that actually work.
“You can't build wealth on top of a leak. First we stop the bleeding. Then we build.”
The Made Clear series
19 short books, written like a friend explains it.
Each book is 60 to 90 minutes, plain English, no fluff. Three are ready now. Drop your email and we'll send the PDFs, and let you know when each new one drops.
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